St. Louis has the potential to be an economic powerhouse, but reaching that potential requires vision, inclusivity, and commitment. By learning from others, investing in people and place, and fostering bold leadership, we can transform St. Louis into a thriving, inclusive, and vibrant city. The time to act is now.

The best time to start was yesterday – but the next best time is today. Whether it’s building wealth, investing in your future, or casting a new vision for your life, it’s never too late. Every small step count, and what matters most is reclaiming your personal agency and surrounding yourself with the right people. Start where you are and let today be your turning point.

On the 10th anniversary of Michael Brown's death, I chose to listen instead of speak—guided by the advice of a friend. Reflecting on that day, I realize how much the events of 2014 shaped my path as CEO of Midwest BankCentre. In the years since, I’ve come to see the critical difference between offering help and offering a hand-up. Help meets an immediate need, but a hand-up creates lasting change, opening doors to new opportunities. St. Louis needs more hand-ups—more belief in the potential of people and shared economic growth that includes everyone. If we don’t act now, the world will move on without us.