Did you know unchecked management decisions were a big part of the 2008 financial crisis? Families lost nearly $20 trillion in wealth while powerful institutions got bailed out. It’s a reminder that good governance matters—not just for Wall Street, but for all of us on Main Street. Let’s talk about why oversight, ethical choices, and smart leadership make all the difference.

Did you know that every time you deposit money in the bank, you're essentially lending it to them? Your deposits fuel loans, mortgages, and investments that power the economy—right in your community or beyond. Understanding how your money moves isn’t just for bankers; it’s a lesson in how your financial choices shape Main Street’s future.

Dr. King taught us that love and justice are inseparable. His legacy reminds us that progress isn’t just about tearing down barriers—it’s about building bridges to equitable opportunities. Today, as wealth inequality reaches unprecedented levels, we must ask ourselves: Are we creating systems that uplift everyone, or are we allowing prosperity to remain concentrated in the hands of a few? Justice demands bold action. Let’s honor Dr. King’s vision by mentoring those in need, advocating for fair policies, and investing in businesses that lift entire communities—not just individuals. Together, we can build a world where justice flows like a river and righteousness stands firm.

Have you ever felt like your paycheck doesn’t stretch as far as it used to? Like you’re pedaling uphill with flat tires? That’s inflation at work. When I was a kid riding my bike, I didn’t think much about the words "inflate" or "deflate." But I knew one thing—if my tires were flat, I couldn’t go anywhere. Simple as that. Years later, I realized inflation works the same way. Just like a bike can’t run on flat tires, your money can’t keep pace without adjusting for rising costs.

Inflation might sound abstract, but if you’ve ever filled your gas tank or wondered why groceries feel so expensive, you’ve felt it firsthand. The good news? Just like fixing a flat tire, small financial actions today—like investing a little each paycheck—can keep you moving forward.

Leadership is leadership. The fundamentals don’t shift just because the metrics do. But here’s the thing—priorities, pressures, and perceptions in nonprofits and for-profits couldn’t be more different. Nonprofit leaders juggle some of the most complex challenges, balancing shifting funding mix, diverse stakeholders, and mission-driven mandates. If you can lead at a high level within a nonprofit, you can lead anywhere—because mission-driven leadership fosters resilience, engagement, and long-term success.

I think about the economy every day – I just don’t talk about it much. There’s already plenty of noise out there. I focus on how economic shifts hit Main Street, local businesses, and homeowners because that’s where it matters most.

Community banks feel the effects firsthand. When rates rise or markets shift, it impacts how we borrow, lend, and grow. My job? Keep things steady and protect the people we serve.

St. Louis has the potential to be an economic powerhouse, but reaching that potential requires vision, inclusivity, and commitment. By learning from others, investing in people and place, and fostering bold leadership, we can transform St. Louis into a thriving, inclusive, and vibrant city. The time to act is now.

The best time to start was yesterday – but the next best time is today. Whether it’s building wealth, investing in your future, or casting a new vision for your life, it’s never too late. Every small step count, and what matters most is reclaiming your personal agency and surrounding yourself with the right people. Start where you are and let today be your turning point.

This week reminded me that leadership—and progress—moves at the speed of relationships. From engaging with the Berges Foundation on economic mobility to reconnecting with my alma mater, UMSL, I saw how vital it is to challenge ourselves and others. At Midwest BankCentre’s Nonprofit Connector event, I reflected on the need for more diverse boards and greater inclusion across St. Louis.

Intentionality fuels impact. Whether we’re creating economic opportunities or shaping governance, our collective success relies on showing up, building relationships, and expanding our vision.