When I stepped into banking, I wasn’t a traditional insider. I was a nonnative to the industry—someone who built a career in community leadership, not financial services. That meant I asked questions that seasoned bankers often took for granted. One of those questions led me to a realization: even within the banking world, the tools we use to manage liquidity, like the discount window, are often misunderstood. And maybe that misunderstanding persists because we, as an industry, haven’t done enough to foster real understanding. What if we changed that? What if we started educating before the next crisis, instead of reacting when one hits? Now is the time.