On the 10th anniversary of Michael Brown's death, I chose to listen instead of speak—guided by the advice of a friend. Reflecting on that day, I realize how much the events of 2014 shaped my path as CEO of Midwest BankCentre. In the years since, I’ve come to see the critical difference between offering help and offering a hand-up. Help meets an immediate need, but a hand-up creates lasting change, opening doors to new opportunities. St. Louis needs more hand-ups—more belief in the potential of people and shared economic growth that includes everyone. If we don’t act now, the world will move on without us.

Community Revival: The Power of Good-Paying Jobs

Connecting Diverse Leaders: Building Bridges for a Better Future

Being present in a community doesn’t mean being invested. Banks are often required to maintain a presence in certain neighborhoods, but presence without purpose is just reputation management. True community advancement requires more than charity—it demands genuine investment of capital and transparent communication. For communities, it means understanding the operational realities of banks. For banks, it means recognizing the dignity and potential of every individual seeking credit. Together, we can transform neighborhoods by building authentic partnerships that create lasting economic resilience.

Philanthropy: Clippers and Cops

The Foundations of Shared Prosperity: Community, Opportunity, and Growth

Reflection on Business Trends and Outlook Survey Data Release

Juneteenth: Embracing the Unbreakable Spirit of Opportunity

Budgeting is more than numbers—it's 95% emotional and only 5% strategy. For me, recognizing how childhood experiences shaped my relationship with money was a game changer. It’s not just about tracking spending or saving; it’s about understanding the 'why' behind our financial choices. Whether it's choosing discipline over indulgence or figuring out how to 'pay yourself first' even before taxes, the key to mastering your finances starts with understanding your mindset and building habits that align with your goals.